Since the humidity is 'relative humidity', then 100% would be raining. So I would say that if the relative humidity is say >98% or so, it's a good bet that it's raining outside.
However, it really depends on how close you are to the reporting station and the geographic differences in your area. Here in AZ, it can be outright pouring rain only a few block away, and you get not a drop. Also, we have a contidion in the summer called 'verga' where it rains, but the water evaporates before it hits the ground. So you can see the rain a few hundred feet above your head, but it doesn't hit you.
BTW, we are on day number 107 without a single drop of rain, an all time record. And it's nearly 80 degrees outside.